Unique Mortgage Solutions

Are you looking to provide your clients with innovative mortgage solutions that cater to a wide range of needs?

Look no further! Gentai Capital offers tailored solutions to the real estate markets in Ontario, British Columbia, and Alberta.

Here’s what sets us apart:

1st & 2nd Mortgages: We offer flexible first and second mortgage options for single-family dwellings and condos in major urban centers across ON, BC, and AB.

Minimum Beacon Score of 620: We understand the importance of creditworthiness, and we require a minimum beacon score of 620 from at least one applicant.

Owner-Occupied, Second Homes, and Rentals: Whether your clients are looking to purchase their dream home, invest in a second property, or expand their rental portfolio, we have solutions to meet their needs.

Up to 75% Loan-to-Value (LTV): We offer competitive LTV ratios, allowing your clients to leverage their assets effectively.

Story & Exit Strategy: We believe in understanding the full picture. Provide us with your client’s story and exit strategy with the submission, and we’ll work to find the best fit for their unique situation.

Open Terms with Interest-Only Payments: Our open terms come with the flexibility of interest-only payments, providing convenience and ease of management.

No Income Verification, No GDS/TDS: Say goodbye to the hassle of income verification and traditional GDS/TDS ratios. We focus on other metrics to assess eligibility.

Transparent Pricing: We believe in transparency, which is why we have no hidden fees. What you see is what you get.

Accessible Platforms: Find us on Filogix, Finmo, and Velocity, making it convenient for you to access our services.

Ontario brokers, please reach out to David at 613-261-5075 or email [email protected]

For our broker colleagues in BC and AB, please contact Sunny at 236-333-8237 or email [email protected]

Partner with Gentai Capital today and unlock a world of possibilities for your clients. Let’s create success together!