Our Story
In 2012, Tina Mu and Peter Yang identified a key gap between investors seeking more sustainable returns, borrowers needing short-term real estate financing and the limited existing options offered by established financial institutions. To meet these demands, Ms. Mu and Mr. Yang leveraged their decades of relevant investment experience to establish Gentai Capital Corporation (Gentai) in British Columbia.
The name Gentai was chosen because it intertwines Canadian influences with traditional Chinese customs to highlight our moral strength and sustainable performance:
- Genesis, as per the Old Testament, refers to the beginning of the world. Our innovative spirit has allowed us to continually evolve to meet the dynamic demands of our investors and our borrowing base.
- Tai carries with it the strength and endurance of Mount Tai in Shandong province, China. Our firm represents a pillar of stability and progress in this everchanging world and is always ready to embrace new challenges.
Since its establishment, Gentai has successfully built out a deep and skilled team to deploy three funds focused on Canadian real estate debt financing solutions:
- Genesis Mortgage Investment Corporation
- Gentai Residential Mortgage Fund
- Gentai Commercial Mortgage Fund
As Gentai continues to expand, it stays true to its founding principles of ethical and sustainable lending practices. By fostering a culture of integrity, excellence and passion, the company has built enduring relationships with its investors, partners, and borrowers.
Through today, Gentai has completed over one thousand commercial and residential loans, totalling well over one billion in investment cost. These investments have helped our three funds achieve or surpass their target returns of 7% to 10% without any missed distribution payments.
Having navigated multiple market cycles and a variety of economic conditions, Gentai remains a trusted choice for investors and borrowers alike.
What we do
We provide conventional, bridge, mezzanine, and construction financing for Canadian residential and commercial properties, driving growth for investors and borrowers.
How we do
We screen mortgages through our rigorous underwriting standards and stringent risk controls to achieve superior yields with managed downside risk.
Where we do
We originate, fund, and service attractive opportunities in major urban centres in BC, AB, & ON, with appropriate portfolio diversification to safeguard capital.
Why we do
We believe real estate investments are particularly reliable, act as a hedge against inflation, and generate positive cash flow and above-average yields.