Investing
Growth and Stability
WHY INVEST WITH GENTAI
National access to opportunities
Sensible risk management
Proven Income Strategies
Well-diversified Portfolios
Experienced Management Team
Genesis Mortgage Investment Corporation
Genesis Mortgage Investment Corporation seeks to provide investors with stable quarterly distributions by investing in a well-diversified portfolio of Canadian residential and commercial real estate loans. Genesis Mortgage Investment Corporation primarily focuses on first and second-position residential and commercial mortgages secured by real property in urban centres across British Columbia, Ontario, Alberta, and Quebec. Genesis Mortgage Investment Corporation utilizes a unique, conservative lending strategy to provide investors with attractive distributions while limiting exposure to the volatility of market uncertainties.
At June 30, 2026
13+ Years
Track Record
8.24%
TTM Yield
$185.5 Million
Mortgage Portfolio Size
61.3%
Average LTV
Gentai Residential Mortgage Fund
Gentai Residential Mortgage Fund seeks to provide investors with stable monthly cash flow by investing in a well-diversified portfolio of Canadian short-duration residential mortgages. Gentai Residential Mortgage Fund primarily focuses on first-position residential mortgages secured by real estate in urban centres across British Columbia, Ontario, and Alberta. Gentai Residential Mortgage Fund employs a unique, conservative lending strategy to provide investors with attractive distributions while limiting exposure to the volatility of market uncertainties.
At June 30, 2026
4+ Years
Track Record
7.35%
TTM Yield
$36.3 Million
Mortgage Portfolio Size
69.4%
Average LTV
Gentai Commercial Mortgage Fund
Gentai Commercial Mortgage Fund seeks to provide investors with monthly distributions by investing in a well-diversified portfolio of Canadian shorter to moderate duration commercial mortgages. Gentai Commercial Mortgage Fund primarily focuses on first and second-position commercial mortgages secured by real estate in urban centres across British Columbia, Ontario, Alberta and Quebec. Gentai Commercial Mortgage Fund employs a unique, conservative lending strategy to provide investors with attractive distributions while limiting exposure to the volatility of market uncertainties.
At June 30, 2026
3+ Years
Track Record
9.46%
TTM Yield
$46.2 Million
Mortgage Portfolio Size
67.7%
Average LTV
Due Diligence
Low LTV
Monitoring
Short Term
Diversification
Syndication
Exit Strategy
Investment Strategy
Our Commitment
Safeguarding Capital, Delivering Steady Returns
Safeguarding Capital, Delivering Steady Returns
At Gentai Capital, we prioritize the protection of investor capital while ensuring consistent income generation. With over 14 years of proven performance, our disciplined underwriting approach and expertise as fund managers have consistently delivered above-average returns.
Our commitment to rigorous risk management and strategic asset allocation ensures a stable and resilient investment portfolio, fostering trust and long-term relationships with our investors.
Frequently asked questions
A mortgage fund pools investor capital to fund a portfolio of mortgages. Investors receive returns from interest paid by borrowers, offering a steady, predictable income stream.
No, mortgage funds are not guaranteed. However, Gentai’s rigorous due diligence and underwriting processes reduce risk. Each mortgage within Gentai’s funds is backed by real estate security and is closely monitored throughout the term.
There is no specific maximum duration for investments in Gentai’s MIC funds. They don’t mature or end after a fixed period. However, the minimum investment term depends on the lock-up period of each fund.
Investing is about protecting your principal while growing your wealth over time. When you invest in stocks or mutual funds, you're exposed to market volatility, which can put both your gains and your hard-earned principal at risk, jeopardizing your future financial security. At Gentai Capital, the security of your principal is our top priority. We invest in carefully selected mortgages backed by valuable Canadian real estate. Our goal is to deliver income, steady growth, and reliable real estate-backed security, with reasonable returns through our mortgage funds, available to all investors.
The minimum investment for all Gentai Capital funds is $25,000. Our funds are eligible for registered accounts like RRSPs and TFSAs.
Dividends are distributed monthly or quarterly, depending on the fund. For registered funds, the distributions are sent to the appropriate trustee. Investors may also choose to reinvest their dividends through Gentai’s Dividend Reinvestment Program (DRIP).
The Dividend Reinvestment Program (DRIP) is an optional program that automatically reinvests dividends back into the fund, effectively compounding returns for investors who choose to participate.
Yes, Gentai will provide all relevant tax slips to investors within 90 days of the calendar year-end.