“Relentlessly strive for the best; as only the virtuous ones can bear the utmost burden”. We relentlessly pursue the principles of honesty and trust, we value our shareholders, borrowers, and our dedicated professional employees.
Since Gentai’s inception in 2012, a series of funds have been strategically planned to not only gain market share in the increasing Canadian mortgage market, but also give investors options to choose investments based on proper asset allocation strategies with an aim to achieving long term wealth creation. The Gentai Residential Mortgage Fund (GREF) ’s goal is to make prudent investments in mortgages that are secured by residential properties in Canada, including detached homes, condominiums, duplexes, multi-family properties, and other properties. The Gentai Residential Mortgage Fund (GREF) will deploy investments into residential mortgages only, with a mandate for capital preservation, and a targeted yield of 5%-7%. This diversified pool of residential mortgages will be concentrated in British Columbia, Alberta, and Ontario.
Investment Policies
The composition of the Trust’s direct and indirect Mortgage portfolio will vary over time depending on the assessment of
the appropriate investment strategy and given the overall market conditions and outlook. The Trust intends to make
prudent investments in a diversified pool of Mortgages based on the following:
(a) all Mortgage investments will be secured by residential properties in Canada
(b) the Trust will not provide construction financing
(c) the Trust will primarily invest in first and second lien residential Mortgages up to a maximum of 75% loan-to-value
(d) Mortgage investments will be short to intermediate term loans (i.e., in most cases, 13 months or less)
(e) Mortgage investments return will be primarily interest
(f) the Trust will target the asset mix and geographic diversification
GREF was designed to be a core component of a well-diversified investment solution for investors. Since the trust was founded on June 1st, 2021, 0.5% distribution per month has been achieved. We have invested in 128 mortgages in total with a cumulative loan amount of $78.51 million, yielding a cumulative dividend distribution of $ 649,671 made up of 9 regular dividends. We continue to gain the trust of more and more investors every month. GREF endeavours to build a national presence managing assets of $83.68 million and a mortgage portfolio of $57.74 million as of Mar 31, 2022.
Highlights for the quarter
- Mortgage portfolio of $58 million
- The loan portfolio has an average loan-to-value (LTV) of 68.48%
- High-quality mortgage investment portfolio
GREF – Mortgage Portfolio Analysis – As of March 31, 2022
By Mortgage Loan-to-Value Ratio (LTV):
- As of March 31th, 2022, the average loan-to-value (LTV) is 68.48%.
By Geographic Location：
By Mortgage Type:
By Mortgage Interest Rate：
By Mortgage Position:
* There is no guarantee of performance. Past performance may not be repeated.
We wish to thank our investors for your trust and support. It is our responsibility and our pride to provide you with a stable return on investment. We sincerely wish you and your family good health in this difficult period. Within the one year since the epidemic, Gentai took advantage of the Zoom platform to provide professional investment seminars and taste life series seminars to shareholders and their friends. Not only is the live broadcast getting handier, but with the efforts of excellence, the activities are fulfilling the needs of shareholders. The Gentai team repays the trust and support of shareholders with professionalism and sincerity.
Gentai Capital Corporation (Vancouver)
#200 – 3600 No. 3 Road,
Richmond BC V6X 2C1
F: 604.630.7266
Toll-Free: 1-855-982-6699
Lending Department Office
Unit 805, North Tower, International Trade Centre,
8400 West Road, Richmond BC V6X 0S7
Toronto Office
#228-505 Highway 7 E
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